For the debtor who is already at the edge of his rope and trying to figure out how to get out of debt, the last thing he needs to worry about is whether the debt counselor he has chosen to help him is going to make his problems worse.
The first thing one should do to gain some certainty that the debt counselor they are preparing to choose is reputable is to check with the Better Business Bureau. You can also get the best credit & debt counselling in Toronto.
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Of course, this isn’t a guarantee since they only have on file information from people who have filed complaints, so if it’s a new company or one who has had no complaints filed against it, you really aren’t going to know.
Another way to find out the reputation of a debt counseling service is through word of mouth. If the company is reputable, they will not mind providing you with information about other clients. Of course, you want to be sure that they are not giving out false or unsolicited information.
If they are really reputable, they will likely have something on their application allowing them to release information to other potential clients.
If it’s a local company, perhaps you even know people who have utilized their services. If they are not willing to give you references you can check, then you’re much better off to move forward to someone who is willing to cooperate with you.